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Any idea for debt consolidation up to 10 years?

Written By: admin on June 1, 2009 One Comment

I have over K in credit cards. I went to debt consolidation program and my FICO score went high. My only problem, payment based on 5 years so my monthly payment so high. Do anyone know if someone can do debt conolidation but payments will be for 10 years? I don't have any equity in my home to refinance

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One Response to “Any idea for debt consolidation up to 10 years?”

  1. budgetdr on: 1 June 2009 at 5:13 pm

    There are U.S. federal regulations that restrict most debt management plans to 60 months, but, some lenders and some credit counseling agencies are experimenting with "less than full balance" plans that permit you to pay off 60% of your debt in 5 years.

    Question your counselor if you qualify

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