Are bank business loan interest rates usually lower when they’re fixed or variable?
Written By: admin on July 19, 2009
One Comment
I recently received a 5K business loan at 9.5% at a fixed rate. My banker told me that a variable rate would be about 2 points higher. I thought it would be the opposite because home loan rates are usually lower when the loan is a variable rate. I’m just wondering why business loans if business loans are lower when the rate is fixed and why? Any advice is appreciated.
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