Are FHA home loans somewhat easy to be approved for?
My husband and I are looking to get pre-approved for an FHA loan on Tuesday. Our debt to income ratio is 20% I have worked at my current job for 2 years he has worked at his for 6-7. I have excellent credit (704 I believe) but he has terrible credit from ancient student loans but is paying them off to get them out of collections now through a payment program. Together we make enough to pay a max mortgage payment of 1209 a month.
Do we have a excellent chance of being approved? We’re trying not to get our hopes up.
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