Fha Home loans….whats the catch?lab homes?
so we saw a 3 bedroom one bathroom 2008 built home , selling price 119000, Lab said that they will pay down paymts and closing cost , our price: 595$ tax 52$ insurance 30$ pmi for a total of 725 a month….4.5% fixed rate for 30 years, we are in like with the home but worried about the too excellent to be right situation, plus i dont know everything, is the 725$ paying off the loan or the 595? can i get my own homeowners insurance , will taxes go up ever, its just me and my fiance , do we need 2 bathrooms?Cause i was fine with the 1 bathroom situation(my mom sais we do).wha is pmi and will it ever go down?…CAN SOMEONE SHED SOME LIGHT?????
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