How do you negotiate with credit card companies as it relates to interest rates, etc.?
We have about 0K in credit card debt. I’m trying to get it under control, but, I’m back in the same huge hole every month due to interest. I have looked into credit counseling services, everyone wants to charge you some large fee for negotiating with credit card companies. I want to try to do this myself. Does anyone have any suggestions, points or tips for doing this?
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