How high are interest rates on a car loan on bad credit?
Written By: admin on July 31, 2009
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I just want to get a general thought from people who have or who have known someone else who have gotten a car loan on terrible credit and how high the interest rate is.
Let’s say the applicant has a well-paying job but only for the past few months (say, 90k/yr). Looking at a new car 20-30k, on a 5 year payments plot. Down payment is 10%-20%.
What interest rates would you expect for mid-500’s credit score?
For 500?
For high 400’s?
Even lower? (is that possible?)
So car loan companies look at a lot more than just the credit score, right?
As in, a 550 credit score (due to no credit history) is much better than a 550 score that’s due to collections and late payments.
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