I’m a victim of identity theft and I’m getting calls from Payday loan companies requesting money for loans?

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6 Responses to “I’m a victim of identity theft and I’m getting calls from Payday loan companies requesting money for loans?”

1. ibu guru on: 14 August 2009 at 4:49 pm

   Give them each a copy of the police report and the ICC complaint with a letter stating that you are the victim of identity theft which has been reported to local police and the FBI, that these are not your loans nor any obligation of yours, and that if they contact you further, you will take legal action against them.

   Use proper business form for your letter. Under your signature line, place "cc: Attorney General, State of ___, Consumer Protection Division" and send copies of your letters with copies of the enclosures right there. This puts your state’s Attorney General on the case, too. You can (should!) also send copies of these letters to the same place you filed the ICC complaint with the FBI, noting same under the "cc:" line.

   Check your credit reports with annualcreditreport.com, the official website for your free annual credit report under the law. Then follow the directions there for identity theft victims to place a freeze on your credit report.
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