In doing a 30 year fixed rate mortgage, what is the better option. A bank or credit union or a broker?
Written By: admin on September 22, 2009
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I have been researching mortgages for months and no one gives me a straight answer and even if it seems that they do. The next person I talk with has a conflicting answer. It seems that Brokers charge more closing costs but banks don’t seem to have as much information on the market and they seem more hard to work with.
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The way to determine this is to get a Excellent Faith Estimate from all three, compare them and see which entity is offering you the BEST deal. ( Best deal = lowest interest rate, lease amount of out of pocket expenses)