Maximum number of years a mortgage lender looks at credit issues?

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4 Responses to “Maximum number of years a mortgage lender looks at credit issues?”

1. DCS on: 10 August 2009 at 12:01 am

   they look at the last 12 months mortgage history only. bankruptcies and foreclosures they look back 4 years and most times and open judgement or collections need to be paid off. that is for conforming loan products. with subpirme the guideliuines are much looser but the rates are much higher. there areotherissuesthey look at as well like debt to income ratios and laon to value
2. Maximum number of years a mortgage lender looks at credit issues? on: 10 August 2009 at 1:38 am

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