I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in [...]

by: Carrie ReederPersistence is the key working toward getting approved for a terrible credit mortgage loan. There are many factors that you, as a borrower have control over that can help you get approved quicker and simpler. There are guidelines that most sub-prime lenders go by that, if you know them, can help you go [...]

I just finished grad school with a significant amount of credit card debt (approx ,000) spread amongst three cards. They were student cards when I opened them so the interest rates are disgustingly high. My three banks cannot currently lower my interest rates even though I have graduated and got a excellent job [...]

I’ve seen a tv show about a neighborhood that had financing with a fixed rate and then it changes to variable and they can’t afford their house payment. Nearly everyone in the neighborhood had their house taken away. We plot on refinancing when our 3 years is up (2 years left). Was [...]

My husband and I want to apply together for a mortgage, his credit score is brilliant, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account only. Is there still a way for me to be on the mortgage?
Will my income [...]

We are moving and selling the first home.
We are in excellent standing with the current mortgage company.
We have lived here for nearly 3 years- we have had two payments that have been a few days late.
Also, will they keep us at our current interest rate?

Tags: 3 years, cartoonists, current interest rate, current mortgage, [...]

I am being sued by a collection agency for an ancient (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because it is not an open account but [...]

Well I have been really interested lately in a 5/1 ARM mortgage as the home I am currently interested in purchasing I don't plot on living in for longer then 3 years tops. My question is how much lower generally is the 5/1 ARM mortgage vs. a traditional 30 year fixed?
Thanks in advance

Tags: 3 [...]

Hi, next year I'll be applying to Georgetown (my dream school), but i noticed that they dont give out any merit based scholarships except for sports (which dosent apply to me). But, Georgetown does offer financial aid. How poor does one have to be to qualify for financial aid?
My dad is a cabinet maker [...]

We got into an ARM 3 years ago. We have two loans. 0,000 and ,000. Both are no interest. We have negative equity in the house because we live in MIchigan and the housing market is plunging. Also, our ARM is about to adjust and will raise our payment 0 a month now, and again [...]