Hi Everyone, my husband and I went through a ch 7 bankruptcy that has been discharged for a year now. We’d like to buy a home in the next 6-9 months and I am currently trying to educate myself on how to do it. We’ve been working hard to raise our score [...]

a friend is buying a house and his lender he is dealing with said for him too lock in the rate as of today 10-21-09 it would be 5.87,he called a second lender he previously dealt with and he said he could lock with 5.25..my question is can these two Numbers be right,i thought it [...]

My husband and I are buying a house from my father. He will be the mortgage lender on a 30 year loan. We are pleased with this arrangement, but what happens if we choose to sell the house before the 30 years is up?

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Last summer I land contracted my home because I was behind on the morgage due to my husband who is self employed was seriosly injured.. I also am self employed. THe bank started forclosure because I was no longer living in my home. I live with my terminally ill mother. THe bank went behind my [...]

If I am buying a house, is it normal for the sellers agent to contact my mortgage lender to question how much I am prequalified for after we have already given her the lender verification letter?

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This is when buying a house not renting property

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I don’t know much about buying a house, this will be my first time buying it. I don’t know a lot of thing. My questions are how do I know which bank has a low interest rate? I can’t let all them to check my credit score. It will hurt my score.

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just wondering, because we’ve been looking at buying a house and we were pre approved 6 months ago @ 4.75% (not a jumbo loan, less than 250k) we want to place 20k down, probably not 20%.
What are the rates for a traditional 30 year fixed, compared to the FHA loan interest rate? Thanks!

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My wife and I are buying a house. I'd like to know how the government determines the mortgage rate for the day. Last week I was told that the bond market was higher than expected, but it looks to have settled down this week. What are the factors that go into this complex number?

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I have a friend who is buying a house. He is trying to get the best rate. There are mortgage brokers that are offering a rate that is 0.125% better than the banks. Right now, that is around 6.25% for a 30 year loan at 80% financing. Are mortgage brokers the best deal? Thanks.

Tags: banks, [...]