Hi Everyone, my husband and I went through a ch 7 bankruptcy that has been discharged for a year now. We’d like to buy a home in the next 6-9 months and I am currently trying to educate myself on how to do it. We’ve been working hard to raise our score [...]
Articles tagged with: ch 7
Written By: admin on September 23, 2009
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Hi, I want to buy a house in WA state. My Ch 7 BK was discharged/closed October 15, 2005. My annual income is 4K (W2 verifiable) and my middle score is 676. I want to get pre-approved for 0K and I have ~ 4% to place down. Credit report does [...]
Written By: admin on May 24, 2009
One Comment
Hi,
The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home bought August 2006). But, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I've heard that Ch. 7's are different from Ch. 13's in terms of the refinancing waiting time.
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