I am a first time buyer – the vendor is going to give me my 5% deposit as he needs to go as soon as possible to Europe. I have a mortgage agreed in principle with Northern Rock but they wont lend on blocks of flats above 5 high.
Our incomes are 30k and we have [...]

When applying for a mortgage, how far back does a mortgage lender look? Do lenders weight issues from 6 years ago, the same as an issue from 1 year ago?

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Assuming the credit rate is brilliant and falls under high income. Also the house price would be under 300k. If there are any mortgage lenders, could you suggest what is the current interest rate that you could estimate?
Thank you.

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This may be a dumb question but do I get the option of extending the fixed term or do I have to start a whole new arrangement? Can I get a whole new mortgage with a different lender or is it best to continue with the current one? Are the rates of mortgages at the [...]

I am shopping around for a mortgage but I dont know what happens when the initial 2 year fixed rate term expires. Can you go the loan to another bank and get another fixed rate ?

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I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit history looked [...]

hey how are you i need a personal loan can someone drect me on a way to get a personal loan ?

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Loans can be windy and verify for ever to process, but there are a some types of loans that are alacritous and simple to obtain. These …Yahoo

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When you are going to administer for terrible assign mortgage loans, you should first hit noesis most Appraisal Fee, FICO Credit Scoring System and APR.Google

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I want to refinance my ARM to a fixed rate mortgage, what are the steps to take?
I have ,934 mortgage+ ,000 home equity loan=,934.
I want to pay it off in 15-22 years.
My credit score is 707.
The house is worth only k now.
We want to stay in the house for at least 5 more years.
Where do [...]