The buy to let mortgage market faces crisis as banks tighten their lending criteria and raise their interest rates. Many landlords have profited over the last decade from buying property and renting it out to tenants. House prices have increased and mortgage deals have been plentiful. But since the collapse of part of the American [...]

I’m about to renew my mortgage and am looking into various options. Given the current economic climate and the fact that interest rates have been incredibly low over the past year or so, I’m wondering whether a fixed-rate mortgage option is better than a tracker rate. Fixed-rates are higher but will protect me [...]

I am giving a talk on debt and I want to give my audience a picture of what the economic climate would look like if we bought our homes with what we could afford. In 1926 95% of homes were bought with cash, today 95% of homes are mortgaged. It is estimated that 2 million [...]

Asset Refinancing making Pre-Pack Liquidation possible
In todays economic climate an increasing number of businesses are struggling. The insolvency service statistics published on the 1st May 2009 showed the number of companies going into liquidation in the first three months of this year was over 50% higher than during the same quarter last previous year.
One of [...]

Sometimes when we are facing problems that have crept up on us or come as a nasty surprise, we may consider getting a payday loan. Payday loans are loans given to us from a business and can be up to our entire wage from our next pay cycle. You have to pay back the same [...]