A terrible credit car loan refinance program provides the opportunity for an individual to receive better interest rates and a lower payment on a current vehicle. This type of service could be available to a car owner that has a vehicle that is worth more than the remaining balance owed, or if it has already [...]

Have you ever thought about refinancing your current car loan? In the past few years, automotive refinancing has become more and more well loved â?? especially as the interest rates that independent used car dealers and even new car dealerships charge continue to go up. There is something you can do about it. You can [...]

Has anyone done this? Also, will this negatively affect your credit score? I would reckon the lender would rather lower your principle balance than face foreclosure.

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I got my credit report today and it shows that my total credit amount is 0 and I have 6 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to [...]

I have many banks in my place Chennai in india who are giving personal loans, which is the BEST to get personal loans with low interest. Thanks

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Supply and demand. Low interest rates mean the price of houses is bid up – new entrants to the market in their 20s cant get in.

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I was just told by a direct mortgage lender that it would have absolutely no affect on my credit score/report if he was to run a credit check on me, is that right? He says it is because he is a direct mortgage lender not a broker. Anyone know about this?

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My husband and I want to buy a house in norco, ca but we both have terrible credit, median credit scores are 525 and 523. We do but, have a excellent income, about 90K combined per year. Do we have any options? Any help would be fantastic!

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I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit history looked [...]

I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?

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