It seems that interest rates are much lower for refinancing existing loans, as opposed to new loans. I have a construction loan which doesn’t expire for a few months, would it be better to refinance the construction loan to a permanent mortgage or do a construction to permanent conversion loan? Which will [...]

Loan consolidation can be a fantastic alternative to other forms of loan modification and a fantastic way to manage your debt.  Rather than making multiple large payments to several lenders, a consolidation loan allows you to make just one regular payment.  Often the payment after the loan modification is smaller than the sum of your [...]