FHA home loans make it Simple to buy a Florida home. FHA mortgage loans have been helping Florida homebuyers become homeowners since 1934. How does FHA help? The Federal Housing Administration (FHA) – which is part of (HUD), provides FHA mortgage insurance to insure private FHA mortgage lenders to protect them against loss. The mortgage [...]

a friend is buying a house and his lender he is dealing with said for him too lock in the rate as of today 10-21-09 it would be 5.87,he called a second lender he previously dealt with and he said he could lock with 5.25..my question is can these two Numbers be right,i thought it [...]

Don’t want to lose the house, health problems have made it impossible to keep paying. Can we rent it out or land contract this home out to save our credit? michigan btw
I wouldn’t make any money on it, just pay the mortgage and insurance and taxes with the payment..

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I own a home right now where I am still paying PMI. I also have a rental property. I want to take a home equity loan on the rental property to pay-off some of my mortgage so I will not have to pay PMI to my first home anymore. Will the interest [...]

We just found out we got our home loan and the bank is sending us the paperwork to sign. The banker quoted me a mortgage pmt but I didn’t question him if the pmi included tax, insurance, pmi and loan pmt or IF it is just loan and pmi, minus the tax and [...]

I got a letter that my mortgage is being sold to FannieMae. I picked my current mortgage company based on online features, free weekly payment program (and other free programs), stability, and proximity to my home. I reckon a bank should have to get consent before selling a home mortgage and provide some [...]

If I have a mortgage on my house and my lender becomes insolvent, what happens?
Do I still owe anyone money?
Who owns the title to the house (in my case mortgage is 20% of buy price)?
Jon

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I need to request a copy of my parents mortgage contract at AHMSI (American home mortgage servicing inc) and I really don’t how should I question for it does any one know?
This is the form:
https://online.ahmsi3.com/servicing/PDF_files/OCR00004.pdf

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I'm a CPA but am not entirely sure how the mortgage brokering process works. I've received some sketchy information in the past indicating to me that the higher the rate is, the more of a commission the bank pays to the broker for bringing them the loan. I believe the exact terms are [...]

It will usually there such kind of deal between lender and borrower before the loan, it usually becomes a loan mortgage rate. Read more…