If you find yourself looking for some ways to get extra funds in order to make large but somewhat vital buys, your best bet would be to go for a cash out refinance. This is because cash out refinance will ensure you of a better interest rate even if you are looking for loans in [...]

I’m hoping that my wife and I can buy a house or build one soon and people have recommended that we buy the land first. I see this scenario come up every now and then and I don’t know it.
Why would one buy land, pay it down and then place a house on later?
The best [...]

I live in Saginaw, Michigan.
The house is supposed to be worth k.
I still owe k.
I refinanced already twice and didn’t have to pay PMI because the first mortgage was a VA loan.
Will I have to pay PMI this time, and what lender should I choose?
The balloon mortgage is due in september 2010.

Tags: 2nd Mortgages, baby [...]

Someone is trying to tell me my mortgage interest is charged off the principal balance of that year and not what the balance is per month? Is this right?

Tags: alaska mortgage, credit score, Debt Consolidation, fixed rates mortgage, home loan, how to save money, interest rates, island mortgage, low mortgage, mortgage interest, mortgage [...]

Only my boyfriend is on the mortgage and deed, but, I pay 1/2 the bills, which include the mortgage. If something would happen between the two of us, do I have any rights?

Tags: city mortgage, crackdown, FHA, low mortgage, matrix, mortgage, mortgage broker, Mortgage or Home Loans, mortgage rates, target, tax credit, traps, victory

How can someone who is not a Native Indian buy land on an Indian Reservation with a mortgage!???! Anyone know of any lenders?

Tags: bootlegging, borrowers, city mortgage, coal, crackdown, FHA, general warning, ice caves, indian reservation, land mortgage, legislatures, lenders, low mortgage, mortgage, mortgage broker, mortgage lenders, mortgage rates, newsday, newsday article, royalty, somerset, [...]

I have an offset, overpay already. Thinking about a foreign mortgage, say American which have lower interest rates, but unsure on exchange rates, and how to apply.

Tags: american mortgage, amp, blogging, cd interest rates, chase cd, city mortgage, exchange rates, forex rates, forex trading, inflation, interest rates, low mortgage, matrix, mortgage, mortgage broker, mortgage holders, [...]

With US mortgage rate dropping and a strong Canadian dollar, I am interested in finding out if I can have a part or all of my mortgage from an American bank. Is this feasible? Please advise.

Tags: american bank, american express, american mortgage, american stocks, bank failures, Bank of England, bernama, canadian dollar, currency exchange, dollar [...]

I am beginning my 4th year of a 30 year term home loan at the rate of 6.125%. With interest rates dropping, is it worth the time and expense to refinance to get a newer and better interest rate? If so, what rate would be considered "worth it"?

Tags: amp, bernanke, best mortgage, exit [...]

My husband is Canadian, I am a US citizen and we live in the US. We want to buy a home in Canada and are looking for a mortgage lender that will do a US/Canada mortgage. Any help would be appreciated.

Tags: amortization, amp, blog archive, born citizen, business vancouver, canada mortgage, citizen, citizen journalism, city [...]