Can you give me the name of the company? I’d like to refinance as soon as possible and am shopping for a new home loan. So far most lenders I’ve come across are charging over 6% but I’ve heard of a few reputable ones out there that are charging much less but don’t [...]

I have an escrow account with them also and I know about property taxes and home owners insurance.I know they change but I always thought my principle payment would never change.So why is my mortgage company trying to change my principle payment?

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my mom is still paying for the land we’re on now and we want to build a house or buy a modular home and use the same land, but, no mortgage company will let us unless the land is deeded to us. a dealer mentioned an option called partial release but i don’t know [...]

If you take the one trillion or so dollars we’ve spent or seem ready to spend bailing out wall street and divide it equally among every American who has a mortgage and require them to use the money to pay down the mortgage, wouldn’t that place a lot of liquidity into the market and be [...]

Do the mortgage companies want to see three years from the sheriff sale date or from when the sixth month redemption period ends. I live in Michigan.
I am not assuming anything. I was told by a mortgage broker that it is three years.

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I have contacted to two trade associations with this question: the american mortgage assoc and the national assoc of realtors. They did not respond to my query. Again, how long do homeowners reside in the home before moving????

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In order for you to get a VA loan, you must qualify for the following VA loan requirements.
- First and foremost, you must be an eligible veteran. You need to have a home loan entitlement. The exception to this case is if the interest rate is reduced on the refinancing loan. Also, the loan must [...]

I am refinancing to a fixed rate mortgage from a 3 yr. ARM. I have ,825.37 in unpaid deferred interest. A mortgage broker told me this amount can be used either as an income tax deduction or to add to the principle of my new mortgage. I don't know the concept of [...]

I want to refinance my ARM to a fixed rate mortgage, what are the steps to take?
I have ,934 mortgage+ ,000 home equity loan=,934.
I want to pay it off in 15-22 years.
My credit score is 707.
The house is worth only k now.
We want to stay in the house for at least 5 more years.
Where do [...]

I'm a CPA but am not entirely sure how the mortgage brokering process works. I've received some sketchy information in the past indicating to me that the higher the rate is, the more of a commission the bank pays to the broker for bringing them the loan. I believe the exact terms are [...]