I owe about 142,000 on my house. I got a quote to refinance and the closing costs are nearly 6,000! This is comparable to what the closing costs were when I initially bought my home. Should it be this much to refinance the mortgage? (There are no problems with our credit, just a normal refinance [...]

America issued debt obligation, pretending that there are very secured investment; sold them to foreigners. In fact we place the money into very risky home loan and make profit out of it. Those mortgage warehouses which did not act quick enough suffered and all the foreign investors even suffered more. No one [...]

my landlord is selling the house I live in, he offered the home to me but I do not have a high enough credit score to land a mortgage or enough funds for a down payment, I can afford the mortgage but need to know what if any laws there are to help me and [...]

Hypothetically – if the bank collapsed (unlikely I know) where would my mortgage debt go? – would my house end up defaulting to my ownership?

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I am plotting to sell my extra house, for which I am paying a mortgage (15 more years to go). The mortgage rate is really low. Can I sell the house without paying off the mortgage (i.e. can I take the mortgage as a low-interest loan), e.g. for a few years (my investment return should [...]

My ex-wife works for a mortgage company, is it possible for her to request my personal Banking account information. Staments / Balances with out my permission ?
The mortgage company and bank are not the same company.

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I am looking at refinancing my primary residence to a pay option ARM. Are there any lenders out there that offer this type of mortgage?

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Being that it is a new year one of my resolutions was to do more research before a jumped into anything. Being that I’m new to the housing market what are the benefits of a fixed rate mortgage compared to an adjustable rate?

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just wondering, because we’ve been looking at buying a house and we were pre approved 6 months ago @ 4.75% (not a jumbo loan, less than 250k) we want to place 20k down, probably not 20%.
What are the rates for a traditional 30 year fixed, compared to the FHA loan interest rate? Thanks!

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i have owned my home with no mortgage for around two years now but have terrible credit. is there anyplace that you would reckon approve me for a ,000 home equity loan?

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