When people have credit card debt and terrible credit, it is hard to get low interest rates. Learn about credit card debt and low interest rates from a registered financial consultant (RFC) in this free personal finance video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales [...]

Personal Finance Daily: Two dates that should make investors take stock
If there ever was a week for investors to reflect on their current investing strategy, this would be it.

Tags: Daily, dates, finance, investors, Personal, personal finance, Personal Loans, should, stock, take

If you’re unfamiliar with terms like “financial plotting” and “personal finance” and what they entail, then you probably need a financial plotting book. Personal financial plotting has been emphasized quite a bit lately through the various media channels, and terms such as those mentioned above have become buzzwords with how people seem to be going [...]

I’m 23, a student, and have filed a return this year with the fed. government. My parents claim me as a dependent still and I was wondering if I should expect to get a refund from the economic stimulus pack or not. I would imagine I don’t qualify.

Tags: bailout, baraza, blog archive, bloge, [...]

I want to buy a plot and get the house constructed. I approaced some banks for this and they are ready to give me personal loans, but i am looking to get home loan as i would work our much cheaper and i can also avail the tax benefits. Please let me know if any [...]

If I have 2 homes, both with mortgages, and I default on one of the mortgages, can the bank (different banks for each home) who holds the terrible mortgage come after the 2nd house?

Tags: 30 year fixed rate, 30 year fixed rate mortgage, 30 year mortgage rates, adjustable-rate mortgage, affordable mortgage, banks, bbc world, best [...]

If this rebate is really an advance on 2008 taxes AND if in 2008, taxes will be cut from 10 percent to zero percent on the first ,000 dollars of taxable income for individual taxpayers — will those people whose AGIs exceeded the tax rebate threshhold (and therefore didn’t get an advance rebate) get a [...]

I signed up for fixed rate which isn’t due to expire for a couple of years , can i get out of it before it`s due and will there be a fee?
I don`t want to pay it off i just want to change to a cheaper one now that the mortgage rate has gone down…or [...]

Hi,
I want to offer a personal financial plotting service for young families, covering analysis of present financial condition, budgeting, investment and insurance plotting, retirement plotting etc.
Would welcome suggestions on marketing this service on the internet and also other media. My client base will be in India.
Considering social networking sites, groups, blogs, twitter etc.
Marketing costs to [...]

I have a bank endorsed credit card for Bank of America. What happens if they go bankrupt? Do I still have to pay back the money that I owe on that credit card? What about people who have a mortgage through a bank? Do they have to continue to pay it even if the bank [...]