We live outside of Mass, marriage couple and first time home buyers with excellent credit.
We are approved at 2 different banks but do not know the different types of loans.

Tags: banks, first time home, first time home buyers, Loans, marriage, marriage couple, mortgage lender, time home buyers

I heard you to have filled out a tax return in order to get the 0, is this right?
if so is there another way of getting the 0?

Tags: amp, entertainment question, Financial News, first time home, first time home buyers, income tax return, internet business, search tax, tax information, tax return, tax return preparation, time [...]

I am a first time buyer – the vendor is going to give me my 5% deposit as he needs to go as soon as possible to Europe. I have a mortgage agreed in principle with Northern Rock but they wont lend on blocks of flats above 5 high.
Our incomes are 30k and we have [...]

What is a typical spread for the base mortgage rate to APR for a jumbo mortgage?
I am applying for a 30-year fixed jumbo FHA loan and was quotes a mortgage rate of 5% but with an APR of 5.69%. Is that spread typical (i.e. 0.69% more)?

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I am a first-time buyer and I want to find a excellent
mortgage lender that will work for me, not against me
I have spoken to 2 already, and they seem to have
a large range in price for the same property…I dont
want to get taken

Tags: amp, bank mortgage, colonial bank, failure, first time buyer, first time home, [...]

My fiance and I are first time home buyers who want to permanently reside in Massachusetts.
Seems like so many people are getting screwed with their mortgages these days and I’m frightened as hell to start looking.
Can anyone help that has done a lot of research recently and recommend a excellent mortgage lender?

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We have been pre-approved by a mortgage company. The mortgage company has recommended a real estate agent. I am a small leary of going with this real estate agent, but, because, being a first time home buyer, I need a lot of guidance. I am worried that, being tied to the mortgage [...]

I am sorry if this sounds like a dumb question, but I don't know. For example, why are 30 year fixed mortgage rates the highest mortgage rates, vs say a 15, and why are 15 year fixed rate mortgages higher than adjustable rate mortgages ? It seems that lending institutions are taking greater risk with [...]

I'm looking to buy a home for the first time. My buddy at work told me you can add more money to your home loan when u buy your house and the extra money you borrowed you can use to pay your car payment or use to fix the house up. Is this possible using [...]

Because interest rates on mortgages are low, I can afford a larger mortgage than if rates are higher. But if I take out a 5-year fixed mortgage, I don't want to be stuck with a house I can't afford in 5 years if the rates go up. So, what is the general rule [...]