What credit card to get at 18 and not a college student?
I always thought at 18 they like to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to really build my credit. What’s going on and why do i keep getting denied?
Related Articles
- Best Buy lists Zune HD at $220 for 16GB, $290 for 32GB, coming …
- Best Buy lists Zune HD at $220 for 16GB, $290 for 32GB, coming …
- Best Buy Make Your Dreams Real Sweepstakes | Freenology – Free …
- Stocks in U.S. Fall on Valuation Concern; Lilly, Best Buy, Nucor …
- WhoSayWhatWhen – US Stocks End Lower As Priceline Gains, Best Buy …
- Chadwick: What's Really Taboo on Capitol Hill – CNBC Guest Blog …
- Finance News – Capital One: How To Win An Ex Back: Things NOT To Do
- The Simple Living Sherpa: Know the right cost of an item by …
- McDonald's, Dynegy, Merck, Dish Network, Barnes & Noble are among …
- Obama Signs Credit Card Reform | DebtDodger.com
- The Lowdown on Chase Platinum Visa
- Pro sports leagues question court to quickly rule on appeal of Del …
- Chase Spends $92 million in Florida | West Orlando News On-line
- Camier Hat-Trick Betters Record, Tightens Grip on Title Chase
- Galley Foods, Bobbin Head, Kuringai Chase National Park @Not Quite …
- How to choose the right credit card for you
- Vaughan's First Credit Card
- Online Credit Card Usage Convenience At Its Best | Recent Articles …
- The Secret of Your Credit Rating | Credit Card Online
- The Exciting World of Credit Repair | Credit Card Online
- Shake off credit card debt 'as quickly as possible' | Finance
- What Is A Credit Card Merchant Account: The Most I
- What's that fee for? | Credit Card Offers Guide
- Interest rates to rise | Credit Card Offers Guide
- Scoop Business » Card use flat, fewer paying by credit
- Educate yourself about your FICO report prior to enrolling into …
- Use These 4 Tips to Repair Your Credit Report | Finance
- How Credit Checks Are Becoming Standard HR Practice | career-line.com
- Get a Credit Card Through Your Existing Bank | Credit Card Offers …
- How High Will My Credit Score Increase If I Get Out Of Default …
- New company could bring 500 jobs to Elkhart County
- jobs.up.edu.ph » Blog Archive » Music & Movement Teacher for Children
- Terex Cutting 170 Jobs at Iowa Plant | EmploymentSpectator …
- Legislators rumble during hearing on jobs | Politics in Minnesota
- Cox Machine Expanding, Adding 50 Kansas Jobs | EmploymentSpectator …
Related Financial Planning Posts
Tags: best buy, betters, capital one, capitol one, card merchant account, chase, credit card, credit card debt, credit card merchant, credit card merchant account, Credit Cards, Credit Cards, credit checks, credit history, dish network, dynegy, finance news, florida west, free stocks, how to choose the right credit card, how to win an ex back, jobs, nucor, priceline, sports leagues, west orlandoTags: best buy, betters, capital one, capitol one, card merchant account, chase, credit card, credit card debt, credit card merchant, credit card merchant account, Credit Cards, credit checks, credit history, dish network, dynegy, finance news, florida west, free stocks, how to choose the right credit card, how to win an ex back, jobs, nucor, priceline, sports leagues, west orlando
Stop applying for the cards, you will only be denied. You will have to start building your credit rating with secured credit. Make sure the banks report to the credit bureaus, otherwise it does no excellent.
Go to the bank you do business with, question them if they have a secured credit card, if they do open a new account with $300 – $500 tell them you want a secured credit card against that account. Use the card for small buys like gas or food and pay the card off entirely each month on time.
Also you can take your savings account and save until you have $1,000. Tell your banker you want to take a installment loan out against the savings account. Take the money you receive and place it in your checking account to repay the loan. Pay it off in 12 months. Lenders like to see a mixture of credit, revolving, installments, personal loans.
After a few months you can try for an unsecured card again. Retail store cards and gas cards are normally simpler to get.
It takes 24 months of consistent on time payments to build a excellent credit rating.