it means nothing to your obligation to pay. keep paying on time and in full.

the loan will belong to someone after all the dust settles and they’ll still want all the money promised.

there may be paperwork fun for AHM, its trustee in bankruptcy, etc. .. but that isn’t your worry.

***
Btw, most of the mortgages outfits like this service are really sold to someone else … you simply aren’t told of that because you do not need to know — the servicing outfit handles it.

it may be that a new servicing outfit will be chosen somewhere down the road. if this happens, you’ll be told in writing in plenty of time to change the name and address you send your payments to …

if/when that happens, I recommend continuing to place AHM’s name on the check for a few months but to use the new address. If it really has been transfered to the new outfit, they’ll have authority to use AHM’s name for a bit. If it is a scam on ‘official’ letterhead, the scammer will have to lie to his bank to get the money and then you’ll be able to get it back afterward.

Can’t be too careful these days, i’m worried.