What is an ideal mortgage payment for a starter home in Sugar Land, TX?
Presuming the couple has no kids, earn a combined 80,000, and only has bills like school loans, car insurance, and daily living expenses of about 0/monthly.
You don’t have to factor in this information. You can state what you want based on what you believe is an ideal mortgage payment. Just need a clue. We would like a groundbreaking new home ideally between 0-250k.
Please share any info. you may have.
Thanks
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Your mortgage payment is based on a number of factors. Will you escrow? What is the interest rate? What is the property tax rate? With taxes, insurance and mortgage, I’d estimate your mortgage would be about 10 percent of the cost of your home. This is just an estimate. So if you get a home that cost $170,000, your mortgage payment with everything escrowed would be $1,700. But don’t forget about the yearly HOA fees, Maintenance, etc. Don’t be house poor, try and get a groundbreaking new home that has been in inventory. Inventory homes are the best deals, when you want groundbreaking new. In this Market, you have the upper hand to negotiate. Excellent Luck!
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