What is the difference between a HELOC and a Home Equity Loan?
Written By: admin on May 27, 2009
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I know a HELOC is a "Home equity line of credit" but what is the difference between that and a "Home Equity Loan"?
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HELOC stands for Home Equity Line Of Credit, It is a revolving line of credit much like a credit card, the account is revolving for ten years,then converts to a fixed rate loan, A home equity loan on the other hand is a fixed loan for a set amount and is usualy amortized over ten years. hope this helps.